Laid-Up Cover
Comprehensive protection while your vehicle is off-road for restoration, storage or winter lay-up.
Laid-up cover protects your classic car when it is taken off the road — during restoration, long-term storage, or seasonal lay-up. Because the vehicle is not being driven, road risks are excluded, but comprehensive protection against fire, theft, flood, storm, and malicious damage remains in place. This makes laid-up cover far more cost-effective than a standard policy during periods when your vehicle is not on public roads. It is essential for vehicles undergoing lengthy restoration projects.
Why This Matters for Classic Car Owners
Classic car insurance is a specialist product. Standard motor insurance was designed for vehicles that depreciate — not for collector cars that hold or increase in value. Laid-Up Cover is one of the key protections that separates a proper classic car policy from a standard motor policy.
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