Classic Car Insurance Coverage Types
Understand the coverage options available for your classic car in South Africa. All our partner policies include agreed-value cover as standard.
Agreed Value Cover
Your vehicle is insured for a pre-agreed amount — not a depreciated market value. Essential for classics.
Limited Mileage Cover
Lower premium for vehicles driven fewer than 5,000km per year. Most collectors qualify.
Laid-Up Cover
Comprehensive protection while your vehicle is off-road for restoration, storage or winter lay-up.
Third-Party Liability
Cover for damage or injury your vehicle causes to others — mandatory for any road-going vehicle.
Concours & Show Cover
Specialist cover for attendance at shows, concours d'élégance events, and club rallies.
Roadside Assistance
Specialist classic car recovery — not standard roadside. Flatbed transport, specialist workshops.
Why Specialist Coverage Matters
Standard motor insurance applies depreciation at claim time — which means if your classic car is written off, you may receive far less than it is worth. Agreed-value classic car insurance fixes the payout amount upfront, so you know exactly what you'll receive if the worst happens.
Classic car policies also cater for low-mileage usage, storage periods, concours attendance, and restoration-quality repairs — none of which are covered by standard motor policies. Our licensed broker partners ensure your policy reflects the true nature of your vehicle and how you use it.
Get the Right Coverage for Your Classic
Free, no-obligation quote from a licensed classic car insurance broker.
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